Privacy Policy
Payments Gateway, Inc. takes privacy and data protection issues very seriously.
Payments Gateway's Privacy Policy applies to personal information collected from
merchants who contract with Payments Gateway to use our services, as well as consumer
information that Payments Gateway may acquire in the course of our business.
As Payments Gateway's services change, we may revise this policy. If you have questions
about Payments Gateway's privacy practices please contact us at legal@paymentsgateway.com.
Information Collected
Payments Gateway collects information from its merchants through
an application process used to establish an account to utilize our services. Payments
Gateway does not obtain information from individuals or companies via our Web site.
We only obtain information from when an individual or company applies for an account
to use our services. At that time, we will ask for contact information (such as
your name, street address, phone, fax and e-mail address), and information pertaining
to your business, including but not limited to current financial statements, bank
account and/or settlement account information, and how you will utilize Payments
Gateway's services. Additionally, to process individual transactions for merchants,
we typically will receive from the merchant information related to the specific
transaction. This might include information about the transaction that a consumer
has furnished the merchant in placing the order for example. Any personal information
we might receive in processing transactions varies according to the nature of the
transaction and the way in which merchants are using our services. It generally
will include customer information, banking information and transaction information.
Personal consumer information is used to process payment transactions and for no
other purpose.
Information Disclosure
Protecting personal information about merchants
and consumers is an important part of our business. Personal information is shared
with third party banks to the extent necessary for Payments Gateway to complete
the e-check transaction. We also may release personal information when we believe
release is appropriate to comply with law or verify information with other companies
for fraud protection and risk reduction.
Information Security
Information security is critical to our business. We work to protect the security of consumers' information
as well as our merchants through the use of security and encryption software. Any
information that is gathered, rather than merely passed through as part of a transaction,
is stored on servers located in a secure data center. The number of people with
access to these servers is very limited. Firewalls and other security technology
are used to prevent system servers and computers from being accessed by unauthorized
persons. It is the merchant's responsibility to protect against unauthorized access
to the system through misuse of individual Merchant ID, User Name and Password.
To assure of no unauthorized access, please be certain you log off the system when
finished with your session and protect your Merchant ID, User Name and Password
used to access your merchant account.
System Access
Payments Gateway gives merchants' authorized personnel the ability to set system access and user permissions on an
individual basis, including system view and administrative settings. Contacting
Payments Gateway, Inc. If you have any questions about this legal policy, the practices
of this Web site, or your dealings with Payments Gateway, Inc., please e-mail legal@paymentsgateway.com
or call 866.337.3060.