No matter what your Retail Payment Solutions needs may be, online sales, brick-and-mortar or mail order/telephone channels, Payments Gateway can help maximize all of your payment processes with a complete, cost-effective transaction processing solution.

Payments Gateway makes it easy for your company to accept all types of payments. We've developed all of our front-end and back-end solutions "in-house," allowing the flexibility to design a customized solution for companies of all sizes, from the smallest "mom-and-pop" shop to the biggest corporation.

Whatever your customer's choice of payment, we're the only processor you'll ever need. We offer:

• Real-time credit/debit card and electronic check processing
• Support for all major credit cards
• Risk management tools help minimize losses
• Check conversion applications
• Powerful recurring transaction features
• State-of-the-art re-presentment functions
• Robust reporting features
• Lightning-fast authorizations
• VISA E-Commerce Indicator (ECI) support
• Supports CVV/CVV2/CIB
• Support for new receipt masking/truncating requirements
• Locally stored data is encrypted for you and your customers' protection
• Address Verification Service (AVS) support